INSTANT SETTLEMENT ENABLED

Smart Banking
Reimagined.

The ultra-fast fintech platform for Nigerians. Send money for free, buy data at 6% discount, and automate your bills via our AI WhatsApp Bot.

Available Balance

₦742,000.50

Send

Fund

Scan

MTN Data 10GB Successful
From: Aliyu Ahmad +₦5,000

Instant AmWal-to-AmWal Transfers.

Why pay bank charges? Transfer money to any AmWal user instantly using just their phone number or username. Zero fees, 100% security.

  • Instant Wallet Credit
  • Zero Transaction Fees

Live Transfer Simulation

A

Aminu Aliyu Ahmad

Sender

₦50,000
U

Abdussamad Aminu

Recipient

Received
NEW FEATURE

Transact via
WhatsApp AI Bot.

No internet? App loading slowly? Simply message our official bot on WhatsApp to buy data, check balance, or fund your account. It's smart, secure, and available 24/7.

LAUNCH BOT NOW

AmWal AI Assistant

Online

Hello! What would you like to buy today? (MTN Data, Airtime, PHCN)
Buy MTN 2.5GB
Order created! ₦500 will be deducted from your wallet. Type PIN to confirm.

Complete Bill Ecosystem

Fast, reliable, and automated services for your daily lifestyle.

Cheap Data

Up to 6% off MTN, Glo, Airtel & 9mobile.

Electricity

Prepaid & Postpaid bills for all DISCOs.

Cable TV

Instant GOtv, DStv and StarTimes recharge.

WhatsApp Bot

Order via message without opening the site.